Group Insurance and Long Term Disability Claims


Denied or Rejected Long Term Disability Claims


Group policies are offered via an employer, guild, union, or professional association. Some are offered automatically as part of a person’s employment, while others must be opted into. It’s important to confirm with your employer if you are covered or not.

Group policies provide own-occupation coverage for a specified period before coverage switches to any occupation. The major difference between the two coverages is the definition of total disability that determines if a claim is approved or continued.

Own occupation coverage refers to an individual’s ability to discharge the duties associated with their job. The coverage extends for a specified period before it switches to any occupation coverage. Any occupation coverage refers to an individual’s ability to effectively fulfill the functions of their role for which they are considered qualified depending on their training, education, or experience. 

Ottawa Disability Lawyers has a team of lawyers with vast experience helping clients attain the most favourable outcomes in some of the most challenging situations faced at work and elsewhere.

We have represented and helped clients pitted against major insurance providers in Canada in long-term disability claims. We are experienced in how insurance companies operate. Therefore, we anticipate any steps taken to deny or terminate a claim and prepare appropriately.

Contact Ottawa Disability Lawyers to handle your long-term disability claims. We start the process with a free consultation.

Contact Ottawa Disability Lawyers today

To arrange a complimentary consultation with one of our experienced disability lawyers, please complete the online form, or call us at 6134545792