Post Traumatic Stress Disorder (PTSD) And Long Term Disability Claims
What is Post-Traumatic Stress Disorder?
Post-traumatic stress disorder (PTSD) occurs when an individual has experienced or yet witnessed severe trauma that involves the threat of violence or danger to life or physical wellbeing. Some of the situations include physical and sexual abuse, serious accident, assault, and exposure to military combat.
PTSD will develop immediately after an inciting incident, or it may lay dormant for months or years before emerging and affecting your functionality.
The symptoms of PTSD are categorized into four based on a specific set of symptoms that include:
Intrusive Memories
Negative Changes in Thoughts and Mood
Changes in Physical and Emotional Reactions
Ottawa Disability Lawyers Helping You Get Your PTSD Disability Benefits
Ottawa Disability Lawyers are entirely focused on helping clients who have PTSD secure the time required for recovery with PTSD disability claims. Our experienced lawyers have helped PTSD clients win long-term benefits by clearly showing their suffering to the insurance company. PTSD falls into the category of invisible disabilities where there are little to no physical symptoms and the burden of proof solely falls on the claimant.
Our ptsd and disability lawyers are sensitive to the needs of our clients and do their best to accommodate them. We’ll do everything possible to get you a favourable outcome for your disputed claim for long-term disability benefits.
Contact Ottawa Disability Lawyers if you or a loved one has PTSD and have a disputed long-term disability claim.
Contact Ottawa Disability Lawyers Today
To arrange a free consultation with one of our experienced disability lawyers, please complete the online form, or call us at 6134545792
Common Questions About PTSD and Disability Law
Can PTSD be classified as a disability?
Yes, post traumatic stress disorder (PTSD) can be classified as a disability in Canada. It falls under recognized psychiatric disorders that significantly impair a person’s ability to function in daily life.
When symptoms persist and interfere with normal day-to-day function, such as maintaining employment or managing everyday tasks, PTSD may qualify for disability benefits, especially when supported by thorough medical records and proper documentation of the traumatic experience.
At Ottawa Disability Lawyers, we help translate your lived experience into a compelling legal case, ensuring your story is heard and your rights are protected.
Is PTSD considered a disability in Canada?
In Canada, PTSD is considered a mental health disability under both federal and provincial guidelines. It can qualify for programs like the disability tax credit or long term disability benefits.
Whether due to military combat, sexual violence, or repeated or extreme exposure to traumatic events, PTSD falls within the scope of mental disorders eligible for support—provided the condition is diagnosed, well-documented, and shown to severely limit normal life functions. This is where having a team like Ottawa Disability Lawyers can be helpful to ensure you are properly represented to receive your claims.
How hard is it to get PTSD disability?
Getting approved for PTSD disability benefits can be challenging. Many disability claims are initially denied due to insufficient medical evidence or misunderstanding of how traumatic stress disorder affects normal functioning.
An insurance company may issue a denial letter even with legitimate symptoms. However, with strong medical documentation, support from our long term disability lawyers, and the right legal advice, individuals can improve their chances, especially if they’ve faced a traumatic event like a serious accident or emotional abuse.
At Ottawa Disability Lawyers, we know how to push back against denials and present the full picture of your condition to work towards securing the support you need.
Does PTSD give you 100% disability?
PTSD can result in a 100% disability rating if it renders someone totally disabled and unable to perform their own occupation or any job duties. Conditions like complex PTSD or dissociative amnesia may justify full benefits when the impact on daily life is extreme.
However, each insurer’s decision is case-specific. If denied long term disability, claimants can appeal or file a human rights complaint. Seeking legal help early often makes a significant difference.
Ottawa Disability Lawyers helps clients take timely, strategic action, with the goal of maximizing your chances of securing the full benefits you deserve.
What is the average payout for PTSD in Canada?
There’s no fixed amount, but PTSD claims can lead to substantial long term disability payouts, depending on the severity and impact on a person’s life.
If the condition stems from major trauma—such as sexual violence, violent crimes, or natural disasters—and is backed by strong medical records, claimants may receive monthly LTD benefits.
If you’ve been denied disability insurance claims, Ottawa Disability Lawyers can step in with compassionate, results-driven legal support to help you pursue your benefits.